Business insurance by occupation
Find a guide for the work you do. Each guide explains cover to consider and questions to ask about your activities, people and contracts.
Your job title alone does not determine your cover. Tell the insurer or broker about all your services, including occasional work, and check the policy terms.
Electricians
Find checks for installation, testing, maintenance and specialist electrical work. Explore cover for work at customer premises, tools and people working for your business.
Read the electrician insurance guidePlumbers
Plumbing work raises questions about leak damage and the cost of putting faulty work right. The guide explains how to check these costs separately and describe your plumbing, heating or other services accurately.
Read the plumber insurance guideBuilders
Check who is responsible for insuring work in progress, existing property, materials and equipment. The guide also covers questions about employees, subcontractors and specialist work.
Read the builder insurance guideConsultants
Consulting work may include advice, analysis or putting recommendations into practice. Explore professional indemnity and client requirements, with checks for previous work and overseas projects.
Read the consultant insurance guideCleaners
Check how cover applies to the item you clean and other customer property nearby. The guide also looks at cleaning methods, equipment, customer keys and people working for your business.
Read the cleaner insurance guideIT contractors
Your work may include advice, software development, implementation or ongoing support. The guide helps you describe those services, check agency and client contracts, and review cover for previous work.
Read the IT contractor insurance guideDo you carry out more than one type of work?
Read each guide relevant to your work, then describe all your services to the insurer or broker. A policy named after your main occupation may not include every activity.
Choose your next step:
- Understand the main types of insurance: explore types of business insurance.
- Review your business’s activities and requirements: use the insurance needs guide.